Who should create an ABHA Card (Ayushman Bharat Health Account) and when it makes sense

· OpIndia

India​‍​‌‍​‍‌ is rapidly digitising its healthcare system with e-health records and interconnected services. In such a scenario, many people learn about making an ABHA card, but they remain confused about whether it is meant for them and when it would actually be of use. An ABHA Card, unlike an insurance or a benefit scheme, is simply a digital health ID that helps organise your medical information in one place. 

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Understanding the purpose of an ABHA Card

An ABHA Card is a unique 14-digit digital health identity. Its primary function is to enable a person to store and access their medical records, such as prescriptions, lab reports, and hospital summaries, in a digitally secure format. Such records, upon the user’s consent, could be shared with doctors, hospitals, or diagnostic centres, thereby lessening the need for paper files.

Who should consider creating an ABHA Card

An ABHA Card especially benefits those who regularly interact with the healthcare system or see several different providers for their care.

Patients, particularly those dealing with chronic or long-term illnesses, can benefit greatly from having their health details saved in one single place. When getting treated at different hospitals or clinics, an ABHA-linked record helps doctors quickly understand previous treatments, without having to start all over again.

Those who engage in telemedicine or digital health platforms benefit from it, too. An ABHA ID can significantly facilitate online consultations as it allows doctors to access the necessary medical information in a secure and verified manner, leading to better healthcare ​‍​‌‍​‍‌advice.

Deciding whether to create one

Creating an ABHA Card is a personal choice. It is often appreciated by those who prefer keeping their health records organised, digitally accessible, and well-maintained. For others, it may simply serve as a useful option to have on hand during health emergencies.

For those who decide to create one, the ABHA Card download process is easy and straightforward. Since it is completely digital, it can be completed anytime and from anywhere.

How the ABHA Card relates to the Ayushman Card

The Ayushman Card and the ABHA Card are often mistaken for the same, but in reality, they have different functions. The Ayushman Card is tied to a government health insurance scheme so that the hospitalisation costs of eligible families can be covered. The ABHA Card, however, is a tool for the efficient management of health records.

Many individuals may be using both. Making an ABHA Card by itself doesn’t mean you are enrolled in the Ayushman scheme, and you don’t need an ABHA ID to have an Ayushman Card either. Once this difference is clear, it becomes much easier to know which card to use and when, without any confusion.

Situations where an ABHA Card may not be essential

An ABHA Card may feel less relevant for those who usually visit the same family doctor, have a limited medical history, and prefer keeping their records on paper. Since access to healthcare does not depend on having an ABHA Card, choosing not to create one does not restrict treatment options.

That said, situations can change over time. Health needs evolve, and something that may not seem useful today could turn out to be helpful later.

Conclusion

An ABHA Card isn’t an insurance policy. It’s simply a digital way to keep your health records organised in one place. It can be especially useful if you have ongoing health needs, consult more than one doctor, or prefer using online health services. Used with the right understanding, it works quietly in the background to make healthcare smoother, while schemes like the Ayushman Card continue to take care of the financial side separately.

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